To keep the spirit of Grandma Ruth’s budget-friendly “company pie,” most of the ingredients are pantry staples, but there’s room to play. For extra richness, swap half of the milk for canned coconut milk (shake the can well first); just be aware that some brands are thicker, so you may need a splash more regular milk to reach a creamy, spoonable consistency before it sets. If you prefer a slightly less sweet dessert, use unsweetened shredded coconut in the filling and save the sweetened coconut for the top. A chocolate-cookie or graham-cracker crust also works beautifully and adds a bit of contrast; simply bake and cool it the same way you would a traditional pastry crust. For a more elaborate look without much effort, use a star tip to pipe the whipped topping in rosettes around the edge instead of spreading it. Food-safety notes: use cold milk straight from the refrigerator and check that your instant pudding mix is within its best-by date. Keep the pie refrigerated at all times except when serving, and return leftovers to the fridge within 2 hours to avoid bacterial growth. Because this pie relies on dairy, it should be eaten within 3 days for best texture and safety. If you use real whipped cream instead of a stabilized whipped topping, add it just before serving to prevent weeping and maintain a clean, “company-ready” look.